Author: copublishers
Well, it doesn’t seem like load-shedding is going anywhere, anytime soon in South Africa. Which is why it’s important to search for solar loans in South Africa. Sometimes, electricity is only available for 8 hours a day, making daily life challenging. It gets even worse after work when people don’t have the power to prepare food and take care of other essentials. The current immediate solution for load-shedding is the installation of residential solar systems for backup. Unfortunately, these systems don’t come cheap, especially when many people didn’t plan financially for this crisis – AND they are still burdened with…
As exciting dropshipping is for making money online, it also comes with flaws that can impact your business negatively in the long term. It’s crucial to face these dropshipping disadvantages head-on, as doing so will boost your business and pave the way for thriving in the online world! I’ve watched a lot of videos on YouTube on dropshipping and they only talk about the advantage side of running the business, no one is talking about the other side of things that are out of your control. So today, I want to show you some of the things you must carefully…
Dropshipping is booming right now in South Africa with an open market to make money online. It’s not as popular as in countries like the USA, and in South Africa, it’s still not fully understood, and not many product suppliers. But it’s still a great way to make side-hustle money to boost your cashflow and grow your business. So today, I want to show you in detail how to start a dropshipping business in South Africa and find product suppliers as well. Let’s dive right in. What is Dropshipping? Before you get started, I know you might have heard of…
This student loan calculator tool will help you and your family estimate the costs of borrowing money to pay for higher education. Simply enter the money you want to borrow, the interest rate, and the repayment term of the education loan, and the calculator determine an estimate of the monthly payments, as well as the total amount of interest that will be paid over the life of the loan. A student loan calculator is a very powerful tool for shopping around for the best and most affordable loans, as well as making informed decisions. Use the calculator below. Crunch the…
What is considered a good credit score? According to the FICO credit scoring model, credit scores fall into five distinct categories: Poor credit: 300-579 Fair credit: 580-669 Good credit: 670-739 Very good credit: 740-799 Excellent credit: 800-850 The good credit score range includes all FICO credit scores between 670 and 739. However, many people consider “good credit” to include any FICO score higher than 670. This means if you have excellent credit or perfect credit, you also have good credit by default. If your FICO credit score is higher than 670, you not only have good credit but have also moved your credit from…
As interesting as it may sound, in South Africa, the term ‘no credit check’ is often confused and misleading to many borrowers who might be in desperate need of access to cash. No credit check loans are types of loans where the lender doesn’t perform a hard credit check or pull your credit report from one of the major credit bureaus (Experian, or TransUnion) to evaluate your creditworthiness. Instead, the lender may only perform a soft credit check based on business internal rules to assess loan applications, which doesn’t impact your credit score. Best for Poor Credit History These types…
Securing self-employed loans can indeed present unique challenges, as traditional lenders often prioritize applicants with regular paychecks from employers. However, with the right documentation and a strong credit profile, obtaining a personal loan tailored to self-employed individuals is possible. Remember, banks and other lenders in South Africa will always want proof of income and whether you’ll afford to repay the loan. So there are companies in South Africa that offer loans for self-employed individuals seeking access to cash loans. Let’s look at the types of loans you can qualify for when currently self-employed. There are various types of loans for…
Unifi Credit is a South African lender of personal loans to consumers. With Unifi Credit loans, individuals can access financial solutions tailored to their specific needs and financial goals. They offer loans online and at branches in Zambia, South Africa, Uganda, and Kenya. Though it’s easier and faster to apply for the Unifi Credit loan and receive the funds without having to visit a physical branch. Unifi Credit prides itself on offering transparent and affordable loans to its customers. while focusing on responsible lending and encouraging borrowers to only take out loans that they can afford to repay. Let’s get…
Finbond loans are unsecured short-term loans that are provided by Finbond Mutual Bank, a registered and authorised credit service provider. The loans provided are designed to meet various financial needs, including personal loans, consolidation loans, and payday loans. In this article, we provide a review of Finbond loans, highlighting their benefits, eligibility criteria, lending acceptance methodology, and the fees and penalties attached to the loan products. Finbond offers loans of up to R25,000 and the repayment period is from 3 – 24 months, giving lenders enough time to settle their debt and get their finances in order. Regardless of what…
Founded in 2010, Capfin is a South African loan provider that offers unsecured personal loans to individuals who require financial assistance. They are known for their quick and easy loan application process, which can be completed online or in-store. In this article, we provide a review of Capfin loans wherein we will examine the key features of Capfin loans and help you determine if they are the right loan provider for you. What are Capfin Loans? Capfin Loans are unsecured personal loans available to individuals. Capfin offers loans ranging from R1,000 to R50,000, with repayment periods ranging from 6 to…